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I'm not sure how it all works with the title being salvage or rebuilt or whatever we have here in Canada, but like you said we're talking about a vehicle that has little value in the insurance world and not that much interest in the real world. This would be a scenario where you want your car back because the insurance wouldn't agree on the higher value so you're either getting very little, or very little AND your car back. |
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My insurance has gone up 30% in the last year so I called to complain as to why my rates keep going on and the value of my car keeps going down and got everyone's favorite excuse "Covid" "right, so we're on quarantine and nobody is driving anywhere" "Well sir we regularly reevaluate risk blah blah blah" translated to english that means since we have mandatory insurance here in Ontario, we can charge whatever we want and the gov is in on it with us" Commie Canada is riiiiiight around the corner people... |
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Digital Competition Systems The older I get... The faster I was... No Fear |
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Separate from the car insurance, I got a voicemail from them out of the blue last summer - "we've audited your homeowner's claim from ... determined we neglected to ... so you'll be getting $2,xxx direct deposited to your USAA bank account ... no need to do anything. Thanks for your service." It's like they were on a mission to figure out ways to give us $$. Really.
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2001 X5 3.0i, 203k miles, AT, owned since 2014 |
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Same here, 25% reduction from SF.
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2005 X5 4.4i Build 04/05 Maintenance/Build Log Nav, Pano, Sport (Purchased 06/14 w/ 109,000 miles) (Sold 8/15 w/121,000 miles) 2006 X5 4.8is Build 11/05 Maintenance/Build Log Nav, DSP, Pano, Running Boards, OEM Tow Hitch, Cold Weather Pckg (Purchased 08/15 w/ 90,500 miles) 2010 X5 35d Build 02/10 Nav, HiFi, 6 DVD, Sports Pckg, Cold Weather Pckg, HUD, CAS, Running Boards, Leather Dash, PDC, Pano (Purchased 03/17 w/ 136,120 miles) |
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This year house went up and cars went up. We are just out of sync as always on the east coast.
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2005 X5 4.8IS The Blue ones are always FASTER.... Current Garage: 2005 X5 4.8is 2002 M5 TiSilver 2003 525iT 1998 528i Former Garage Stable Highlights 2004 325XiT Sport 1973 De Tomaso Pantera, L Model 1970 Dodge Challenger T/A 4 sp Alpine White 1970 Dodge Challenger T/A 4 sp GoManGo Green 1971 Dart Sport, “Dart Light” package 1969 Road Runner 383 1968 Ply Barracuda 340S FB Sea-foam Green |
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This is one of the many "perks" of living in Ontario. Our insurance industry is out of control in this country and rates can vary wildly. For example to insure a car in Quebec it costs on average about $600-800 A YEAR!!! I have a "5 star rating" (whatever that's good for) and I'm currently paying $209 a month. 2 years ago I was paying $129. Realistically nothing has changed other than my cars are worth about as much as a half lit cigarette and I'm barely driving. |
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Not much discount for commercial auto insurance, unfortunately.
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2003 X5 4.6is Estoril Blue, acquired March 2018 2013 128i M Sport 6 MT Space Grey daily driver 2010 535xi 6 MT Barbera Red |
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