its not a typical off-roader no.
thats why BMW calls it sn SAV (Sports ACTIVITY Vehicle).
if you want an SUV that will climb rocks, drive through streams, destroy snowbanks, then buy a jeep grand cherokee or a raised pick-up. the X5 is a pretty city vehicle with performance for handling/braking and not rock climbing.
it has a great all wheel drive system, but the Jeep Grand Cherokee is better. I've had both and hate to say it but the Jeep wins 10 fold over a BMW

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I swear, my cars are like a girlfriend.
Sometimes its a rough ride, sometimes its smooth motorin'.
Sometimes she doesnt like how i treat her and sometimes i dont like how she behaves.
BUT at the end of the day, she loves it when I am inside her.

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'91 850i
'05 X5 4.4i
'09 Clubman S