Not sure if insurance would cover an electrical short caused by a clogged drain line for the sun roof. That would be like saying that insurance should cover the replacement of a car because it ran low on oil and the engine blew up. Plus you would have to carry full coverage and unless you have a loan outstanding on the car who would carry full coverage for a car that is 13 years old?

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2006 Infiniti G35
2001 BMW 3.0I E53 X5 Build date 08/2000 SOLD
Lotus Europa 1970 Destroyed by fire
Lotus Europa 1970 S2 Renault Powered
Lotus Type 52 1970 Twincam Webers Powered
PORSCHE 911 Targa 1982 The Garage Queen
Audi Avant donated to Kars for Kids
BMW 525IT Sold
Audi 4000CS Quattro Sold
Jensen Healey Lotus Powered Sold
Opel 1900 Sold
Triumph Spitfire 1971 Sold
Triumph Spitfire 1968 Sold
Plymouth "Cuda" 340 Six pack SOLD