Quote:
Originally Posted by jsoto
I have not read the entire thread but what insurance company are you using ?
In all my experieneds, the shop already has a # by the time the adjuster arrived. What ~adjustments~ that need to be agreed upon, it is usually done right on the spot with the shop. The adjuster generally has called me with a update on how much $ when he is at the shop or just the same day, depending on how mobile/appoitments he has.
I've never had such a delay.
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The car is not at a body shop though, so they probably do not deal with insurance adjustments and therefore will not have drafted an estimate. This means that the adjuster has to show up and make a list of the damaged components/parts so he can calculate the repair costs, then weigh the results against the value of the car.
I find it very odd that this discussion is even happening. The problem is reportedly a clogged roof drain that resulted in shorted electronics so badly that the car is a total loss. Something here does not pass the smell test, and until there is clarification on exactly what happened, and why, it really is useless to talk about what is or is not covered by insurance.
Am I missing something?
For any insurance coverage, the OP needs to have comp. coverage. Liability will not address this, nor will collision.