Rush -

I briefly browsed this thread.

In my experiences, it's always best to have the car at *your shop* and let the adjust and shop work it out. Granted, if you do the latter, and then bring it to the shop, they can file for adjusments, etc - but that just becomes more time increased/delay in the repair.

The shop, if they are decent, will have their initial estimate and then *haggle it out* with the adjuster for items that they think they should be covered for/paid for, and the adjuster does not see it as such....

Yeah, it pads the shops pockets a bit but it does ensure a thorough repair.
This is my experience with at least on the collision/bodywork side of things.

Your situation is unique.....in that it's more electronics, but it should in theory be still cheaper than a loss..