yeah its the lower tailgate rubbing bumper fairly dead center. the issue is the bumper in that spot is not clipped in and i just cant figure out if the clips are broken or if it just snapped off. i tried to pop back in/on but dont know the proper way and have been unsuccessful. taking it to dealer will see what happens. regardless of the circumstances this should not be happening. i've seen at least a dozen reports on other sites and around which is a bit disconcerting.