Quote:
Originally Posted by texvette
Even if file on his insurance. Your premium will probably go up.
I had a agent tell me if file a claim, your companies will know, go
on your account. insurance companies are not your friend
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Sorry to dredge up an older post but this is 100% false and needs to be corrected. A driver should not and would not be penalized by their insurance company if the other party is at fault. They will also not be charged a deductible. Of course people so often don't know the rules that they get scammed by insurance, but this is how it works. There is also no reason to get three estimates. Take it to the shop of your choice and have it repaired like new at he cost of the party that caused the collision.