Quote:
Originally Posted by latenightflyby
Except I made sure my coverage allows for oem parts the issue is I live in the country and they want me to go to a cut rate shop. The shop is great my agent is great I just get stuck with adjusters that must get bonuses based off not paying out. As for the bumper cover it has stress cracks in the paint that will drive me nuts
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So regarding the coverage you have a specific endorsement on your policy that states you will receive new OEM parts? If so then the you need to tell the adjuster to pound sand and move on and show them your policy. In general insurance policies frown on OEM parts coverage unless u bought the car new and it will usually drop off after 6-7 years or so.
On your bumper cover, your saying it has stress cracks which are surface or do they compromise the integrity of the bumper? If its surface and in the paint thats normal for paint to do that on impact and the shop should repair that as part of the estimate. You say the shop is great and your agent is great so is this adjuster with your insurance co or the body shop? And who wants you to go to a cut rate shop?