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Hopefully, you had collision insurance on the X. With the X being so old, a lot of owners don't bother with collision or comprehensive. The insurance company will look at the year and mileages on the X and see what a comparable X in your area is going for.
I had a total lost on my first Lotus due to a fire. I had collision and comprehensive insurance on the Lotus. Back in the 70's there weren't that many Lotus cars around and most insurance companies didn't even know what a Lotus was. There was a similar Lotus forsale and the insurance company called the seller and asked about the car. The seller told the insurance company that the car was sold. They asked how much did the Lotus sold for. He replied he got his full asking price. The insurance company settle with me for the full asking price that the seller sold his Lotus for less the $100.00 deductible on my policy. The buyer was me.
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2006 Infiniti G35
2001 BMW 3.0I E53 X5 Build date 08/2000 SOLD
Lotus Europa 1970 Destroyed by fire
Lotus Europa 1970 S2 Renault Powered
Lotus Type 52 1970 Twincam Webers Powered
PORSCHE 911 Targa 1982 The Garage Queen
Audi Avant donated to Kars for Kids
BMW 525IT Sold
Audi 4000CS Quattro Sold
Jensen Healey Lotus Powered Sold
Opel 1900 Sold
Triumph Spitfire 1971 Sold
Triumph Spitfire 1968 Sold
Plymouth "Cuda" 340 Six pack SOLD
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