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Just looking for clarity. You actually call SF and either you head down to their location or they come to you for a visual ~inspection~ of your car ?

That's a 1st I've ever heard of.

I can see if you want to add a rider *which does costs extra above the stated premium*, that covers add-ons, custom wheels, etc - in which they may want a inspection or just receipts. That I've done in the past.[/QUOTE]

I take it to them every couple of years just to show them it's well maintained and in excellent condition. I've had the same agent now for 30 years, so the relationship is solid too.