No auto insurance glass coverage, and in my case you can't get it on a commercial auto insurance policy. My X5 is a company car and registered as a commercial vehicle. Progressive dosent offer glass protection on commercial vehicles, the rules are different on company cars. On my personal policy it's 200 a year for 2 cars and since I can get windshields replaced for unde 300 in general it's not a good gamble on those cars. The markup,on glass replacement is pretty high, if you shop around you can find a deal, no need to pay 150 hr labor ways for a glue job.

Like you I used to buy into BMW dealers having a special install procedure. It really caused me a lot of worry about replacing my windshield on my baby. But when you think about it if they don't do it right, it can be done it again. After researching I learned there is no special BMW procedure for a windshield install, most dealers don't even install windshields they outsource the install to a local installer, you should ask them. Often times it's safelite, and the dealer just marks up the price. It's not rocket science to replace a broken window be it a car, house, etc.

BMW windshields are installed like any other. Remove 3 pieces of trim, cut the urethane adhesive, remove the windshield and rear view mirror. Apply adhesive to the car frame in continuous beed, place windshield on then put new trim on. It's like putting on pants, everyone does it the same way on leg at a time.

My safelite experiences have been excellent, I've had installers who were the trainers come and do my 335d at the house with excellent and cost effective results. My wife's mini coooper s had its rear window replaced with perfect results. So I wouldn't worry about their quality, it can always be redone if your not satisfied.