You bought a warranty on an 8 year old car that is 32k out of BMW warranty??? It is almost guaranteed to be a bad deal and very limited warranty

You speak of this like it is one 'thing'... 'A warranty'... And you got it for 3800... Others were more...

I would have sold you Ard's Super Diamond plan for only 3200. Covers everything.

I can count on two fingers the plans that don't suck for cars beyond the BMW warranty.

Your very best case scenario is you don't need it and all you passed away is 3200. Unlikely, I expect you will,Lenard about fine print and underwriting/coverage....