I thought my insurance had $50 ded. for windshields i was wrong it was $100, so that was a bit of an embarrassing thing; i broke my window by hitting it with my open palm to 'show how tough a window is'; really dumb because my brother did the same thing years ago.

I had to laugh about it or else i'd have to cry about it. Anyhow i called my insurance and they said for $3.20/mo more that i could have $0 ded. comprehensive $250 collision. I pay about $105 for both of our X5s. ooh speaking of which have to make that payment.

'They say' once a cars value is less than $2000 or $3000, the wise choice is to go to liability only, My income level dictates i keep comprehensive and collision, and when i can do that with $250 ded. ($0 comprehensive) for about $53/mo, I'll stick with that plan. I only would save like $5/mo per car to have $500 ded. for collision/comp, it's worth $60/yr to have a painless deductible.

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2011 E70 • N55 (me)
2012 E70 • N63 (wife)