That’s sucks! Sorry for the misfortune. I’d definitely try and buy it back from insurance and fix her up yourself. Unless there is more damage than can be seen in the pic.
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2006 X5 4.8is LeMans Blue Metallic (His)
2013 Infiniti JX35 Black (Hers)
(Sold) 2007 X3 3.0si Monaco Blue Metallic (Hers)