Just bought this bad boy...
My X5 has developed a bad engine rumble/whine when cold (and it's cold here!) that goes away once the engine warms up. I can also hear the viscous fan coupling run-on once I turn off the (warmed-up) engine and the coupling bearings sound like crap. I'm going to pull the coupling (and fan) off and drive the car to see if that's the culprit (pretty sure it is). Will remove belts and check all pulleys/tensioners etc. too, while I'm in there. Water pump, alternator and power-steering are also possibilities but I'll start with the easy items first!!