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I recommend contact several 'injury' lawyers in your area that have experience negotiating with insurance companies, see about what your budget will come out too and don't settle for anything but a full no-shortcut repair with OEM parts.
I was rear-ended at low speed, and I had my vehicle damage repaired and also collected a cool $12,000 for some minor injury.
Lawyer up, and never talk directly to the insurance adjuster, they're only out to screw you.
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2003 4.6, esotril blue, over 215,000KM. Every previous owner failed to keep up the vehicle maintenance. Restoration project.
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