Answered that a few pages back. If it pleases you (or a consensus is reached), sure, I'm African. Makes no difference to me as it doesn't change where I was born. Could certainly be confusing though.
And am not sure what that has to do with saying a virus that originated in China, did in fact originate in China.
*sarcasm* Are you suggesting people be personally responsible financially? Crazy.
I agree with you, but you can't fault people entirely when they don't have the best examples to go buy. Our gov't runs in the red as often (and deep, it seems) as it likes. Businesses and corps run in the red and are hugely leveraged because interest rates are so low. Hell, the banking industry is a huge part of our GDP. Could you imagine the economic contraction if people and businesses started acting responsibly with their finances?
I think many Americans echo your frustration Happy. Think that's one of the reasons we are seeing protests and frustration with continued mitigation measures. I don't agree with it, but I understand it. People just want to get back to their lives and if they get sick then they get sick. This segment is going to grow the longer their bills go unpaid, or their savings is depleted, or their kids' college funds, or their retirements are threatened.
Unfortunately, insider trading is not a surprise at all. When Congressmen and women does it, it's okay. When Martha Stewart does it, it's a crime. 
I told the wife to ignore the 401k for at least the next 2 or 3 years but she pulled it up the other day. Not hit as bad as I thought... but the second, real, crash is coming. I predict the DJI hits <14000.
