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Just a word of advice re: insurance. If your car is considered "totaled", as it sounds likely, be careful what "offer" the insurance company offers as payment for the car. When I totaled my M-B almost 5 years ago, my insurance sent me a check for what they considered "wholesale value". My dealership went to bat for me, and explained to me that I deserved "retail" value, since I had to replace the vehicle with another one purchased at retail. When I rejected the check, and told the adjuster that I was supposed to get retail, he grudgingly cut me another check.
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