Only time I've experienced a ticking/clinking (very metallic) was driveshaft related. Could only hear it leaving a stand still. Cured by full front/rear DS service, excepting shaft itself and rear CV joint. Don't know exactly which part (or lubrication) solved it. See 14 seconds into this video.



Just an idea. I have no experience with bearing failure... yet.

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2005 X5 4.4i Build 04/05 Maintenance/Build Log
Nav, Pano, Sport (Purchased 06/14 w/ 109,000 miles) (Sold 8/15 w/121,000 miles)

2006 X5 4.8is Build 11/05 Maintenance/Build Log
Nav, DSP, Pano, Running Boards, OEM Tow Hitch, Cold Weather Pckg (Purchased 08/15 w/ 90,500 miles)

2010 X5 35d Build 02/10
Nav, HiFi, 6 DVD, Sports Pckg, Cold Weather Pckg, HUD, CAS, Running Boards, Leather Dash, PDC, Pano (Purchased 03/17 w/ 136,120 miles)