Without question. OPB is the most cost efficient way to go.

I have owned some nice boats over the years, and now some of my partners are becoming interested in getting boats. With kids and such, it doesn't make much since for us to own a million dollars aggregate in 4 or 5 boats, each of which get used once a month. We could could instead own one boat, through the company, worth a a quarter of the aggregate, and it would get plenty of use.

Plus, I don't want to let them all borrow mine. And, since I'm the most boat-knowledgable of the group, I'd probably use it the most.

I'm sure there's a way to do it. I may have to talk to our second accountant about it.