A toss up and debated to a pulp, here...
If you think you are going to need brakes & rotors
all around, it is prob. a good deal.
See this X5 World link, (BMW of Macon gets rave reviews
on price):
http://www.xoutpost.com/x5-e53-forum/...ed+Maintenance
Remember this is Maintenance items
only and this plan is
not
extending your warranty, which is about to go poof at 50K miles, also.
GL, mD