Florida has a state law that mandates windshield replacement under insurance, with no deductible. In other words, insurance pays 100% of the cost, with no out of pocket costs to the insured. Of course, I am sure they make up the difference by increased premiums.

Still, it is nice to be able to insist on OEM glass. Had to have the wife's MB windshield replaced twice within a month, and never heard a complaint from insurance.

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