Originally Posted by motordavid

VF1:
Solid advice from JonK, Mr.Wagner,ADude & Gresch, imo.

You gotta cough up a lot more info and details and this may not
be the place to do that, or get detailed replies; that idea of yours
is a bit more complex than car loan shopping.

And, unless your 'Rents don't need the dough or, are offering "charity"
to you, I doubt many would offer to "sell" at payoff number.

Go find some local Xperts and GL.
mD