I'm a fan of both the BMW maintenance and BMW extended warranties. I bought both. Like the others stated, the maintenance costs can be recouped with brakes and rotors all around but when you consider the cost of an Inspection II, then you'll be glad you bought it. Those who opt not to generally have a good independent mechanic who charges much less than a BMW dealer.

The warranty issue for me is a no-brainer. Get one if you plan on keeping your X. Get the BMW one. It's worth it. Mine is almost 2/3 paid for after one incident involving my a/c. $50 deductible per incident/visit, not per item.

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