I agree with you about being able to have the freedom of choice of not wanting a regular sunroof. After having had cabrios and now a pano roof on my X5, I'd have to have a gun put against my head to get another car with a standard little "roof-hole".

The good news is that with the excellent way in which the pano roof is designed into the X5, even if you would get one with a pano, you'll likely never face any of the "normal sunroof" drawbacks you mentioned.