The question I asked was very cut and dry, has anyone with a lower credit score gotten approved. that was actually the question. I alreayd own two cars that are fully paid off, my question was jsut to see if I would get approved. I know if I do I will get shafted with rates, but the loan is really jstu to start building credit back with the other stuff I have going on as well. I figured on getting it and paying on it for a while then paying it off or refinancing if my rates would be better at that time. Since this went astray, I filed bankrupt by choice due to the circumstances. I am not un-informed of any of the processes involved including rebuilding my creidit, that is well on its way. I also had a mortgae up untill two months ago when we sodl our house and moved, and I have since be approved for a new mortgage and we just made an offer on a new house, so all that information is appreciated, but the question was simply has anyone on here that wishes to share with me gotten approved and taken out a loan. maybe I didnt word the OP correctly, sorry. thanks

__________________
M3