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Originally Posted by B-Line
I use my Amex plat for just about everything. I think of Amex as another insurance policy. For example, if you rent a car on your Amex, you get additional coverage.
If you buy a big purchase with your Amex, (or even a small one) Amex gives you an additional 1 year warranty on the item.
I use Amex travel services for booking trips and for getting late checkouts, etc.
-- Is it worth it? probably not. But I use it out of habit and because I feel I get extra protection with my purchase. Now granted I've never used their extended warranty but I assume it works well if you have all your paperwork in order.
B
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I have used it for lost items within the 90 days of purchase a few times. Sending emergency funds a few times. The additional warranty has paid for itself on more than one occasion. The companion airline seat has paid off quite few times for business class tickets. Concert tickets as well has been helpful in getting good seats early. Fraudulent charges are removed instantly no questions asked and I have never had them come back and insist it is my problem. Overall I get value from the Platinum card.
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Currently 2010 X6 35i, Premium, Technology, Sport.
2004 Lotus Esprit - Final Edition
Former '04 X5 4.4i, Highland Green, Nav, DSP, PDC, Heated FR & R Seats, Comfort Seats, Rear Load Floor, Premium & Sport Package, IceLink Plus, Bel RX65, Tow Hitch, Sirius Satellite Radio.
Former '03 X5 3.0, Nav, Premium, Rear climate. (Stolen)
Former '01 X5 3.0, Nav, Premium, Rear Climate (Lemoned)
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