I have the platinum and can say the following: the yearly subscription fee is killing me and its really not worth it. I just dont know why I haven't let go of it yet.

I do, however, admitt the following perks:

1st class lounges access even when travelling coach is a blessing, you can rest eat and unwind specially at congested airports where otherwise you'd have to roam around or sit on a chair and use common bathrooms.

renting a car- you dont have to pay for the insurnace they make you take if you charge on AMEX you just pay the rental charges only

insurance on luggage when travelling is also a plus if they get lost the airline pays you and AMEX pays you.

never reached my card's limit and dont even know if i have one! with the visa its like you shop and shop then suddenly it starts declining, AMEX will bail you out each time.

But yeah, none of the things i mentioned above is probably really worth that much money on yearly basis. Id say stick to the green one and that should be alright.

pravda