I agree with Boston. I'll wait until the New Year to see what comes along. I change vehicles every 3 years and although I turned my last one in a month ago, I have a second vehicle to drive until things settle down a bit. After the introduction and the winter weather is over, I'm betting there will be some better program available. On the other hand, the lease rate is typically driven by demand. If it is high, you can expect the lease rates to stay high as well. A spike in gas prices and a softening of the SUV/SAV market would help in that regard. Now if Bush can just find another oil producing country ....