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Imo, the Ext Maint program will be a close push for itself with an oil change and brake job. At 46K, you are bumping the ceiling, brake
wear-wise, I'd guess.
Even my barely adequate Stlr didn't bat any eye when I needed new
brakes, with just miles to go on my one year ExtMaint deal.
You might look at a one year deal, about 1200 bucks, if you shop hard...
With all that said, you do raise a decent point/consideration: for "only"
brake pads and rotors, you might find a good indie for that and, save
a few quid by skipping it.
A warranty-less X5, however, might be a different consideration, if you
are keeping the car another couple-three years.
GL,mD
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