Statefarm - NEVER again will I use this company. They are STILL researching my homeowner's claim for water damage (date of loss was in mid-December). Luckily, I don't live in the house and am in the process of selling it in "as is" condition. But seriously, from the getgo they were more accusatory that inquiring. They even argued with my plumber because they didn't like his professional opinion of what happened. My annual premium is pretty cheap and ironically, it wasn't raised last month considering the pending claim. But at the same time, I haven't seen any $ come my way either. I hear GEICO's pretty good but expensive - I have my auto insurance w/ them and have no complaints whatsoever.