Man, I absolutely feel for you and you are correct 100% and I would do the same thing in your position. You misunderstood me. I was just trying to tell you how it might go. Think about your arguments. Don't go to court thinking it was a clear case. That's all.

Also, I don't claim to know your states laws. I know in NYC, there isn't that much recourse in small claims court if the party doesn't pay you. I've been through that. If you have a bank account number, you go to the sherif's office and they put a stop on it. But there is nothing like your state where they have to disclose something. Hopefully you are right about your state.

Good luck. Hopefully it will work out for you. If this was at the dealer, you might want to try calling BMW - the dealer might decided to cover it rather than deal with the company.