"3. and the kicker...insurance is not offered by ATT for this phone. Hell they offer insurance for every other phone except this."

Oh boy. This is a phone you def need ins for at that price.

__________________
Mike F
Current: 2017 Grand Cherokee HEMI
2017 Kawasaki ZX-14r
2017 Harley RG Ultra
2017 Harley Fatboy S