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Originally Posted by blondboinsd
It really shouldn't raise your insurance premiums, and you shouldn't even need to pay your ded. file a police report before you file the insurance claim
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He wasn't in the vehicle so it's covered under comprehensive coverage, yes he'll have to pay deductable (99% sure, but state vary), no the insurance company can't raise your rates or boot you because of it.
A glancing angular blow like that could cause frame damage
carry on.