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Originally Posted by gresch
He wasn't in the vehicle so it's covered under comprehensive coverage, yes he'll have to pay deductable (99% sure, but state vary), no the insurance company can't raise your rates or boot you because of it.
A glancing angular blow like that could cause frame damage 
carry on.
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Right on the money, again.
I grazed a 30-old Camero last winter as I was backing out a gracery store parking lot. Left corner of my bumper was scratched up but the Camero was fine. I took a bunch of pictures first, and I left my business card and a note. "Sorry I backed into your car call me."
She called me and thanked for my honesty. Per her request I sent her $150. That was it.