again guys,

All good advice... But I'm not really looking for advice on how to clean up my credit. My credit is fine. And my friends would be much better served, spending a couple hundred bucks and having someone expedite it.

There are tricks to the system.. ANd many people feel like a hostage to the credit card companies.. And they need not.

I'm not going to advise my friends how to fix their credit, I am not a credit expert. But the people they can hire are credit experts. And if they spend $500 to clean their credit before they go to buy a car or a home, that money will come back to them in multiples.

B

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"When two people agree on everything, one of them is not necessary" - Arliss