apply for the capital one or lending tree "blank check" when you can officially order the vehicle otherwise it will expire and you only get one chance to extend it..(usually 15-30 days) than you have to reapply.

negotiate the price with check in hand....including fees, taxes, options, etc... then pay with the blank check the amount you wish to borrow.

Balance is due on delivery..so if build & delivery take a few weeks or a few months after you have ordered the vehicle you have time to come up with balance if you don't want to use the total amount on the blank check...

The blank check process will require the dealer to fill out the attached forms and may include entering VIN number....

that's it!

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2012 X5 50i M-Sport
2014 X3 35i M-Sport