Two words -"Personal Responsibility". I love my country, but too often the American public looks to place the blame where it does not lie. People who bought more house than they could afford, made bad decisions.

If you invest in the stock market and lose, it is not the fault of your broker or the companies in which you chose to invest in. The same holds true for what could be the largest investment in most peoples' lives. I think people need to stop trying to blame everyone else for their own ignorance.

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2005 ///M3 Competition / Interlagos Blue-Black /6spd/SS Race Exhaust/Angel Eyes/Passport HW/Mich. Super Sports Soles (love em)
2008 ///M3 Melb Red w/ Beige Novillo, Tech, Prem, & 19" (Retired)
2005 X5 4.4i Estoril/Grey Sport, Nav, DSP, Prem, Pano, etc. (Wifey's)
2007 335i Silver/Black SP,PP,CWP, Comfort access, & Sirius (Retired)
2001 X5 3.0i (Retired) Silver/Gray Sport w/19"/Prem/DSP/CWP
2002 YZF600R (Retired)