is it true bumper to bumper coverage as they advertised? please tell me your experiences using this coverage. they quoted me a very good plan for my car which i will buy once my originial warranty expires (another 6 months or so) i read the list the list what is not covered but just want to have an idea of real life experiences before i decide to go with them. thanks for input.

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2002 X5 3.0 Siena Red
Premium, Cold Weather, Rear Climate Packages, 19" Wheels
Aluminum Running Boards, Clear Tail Lights, Clear Side Markers
Titanium Kidney Grills, Titanium Trunk Lid, Xenon Headlights
4.6is X5 exhausts, 35% Tint, Aluminum Pedals
2005 530I Mystic Blue
Premium Package, Sport Package, Xenon Headlights
18" Sport Wheels, 35% Tint all around
Mods to come: M-Tech Front Bumper, M5 Side Skirts, M5 Rear Bumper
Quad Exhausts, Style 172 19" Wheels