I just did the same thing with my Motorola Razor V3 phone (updated the complete contacts list) and experienced the same problem. I just turned the phone "off" and then "on" (while in the car) and the phone book loaded perfectly. Try that first. I don't remember if I turned the car off/on, too. I read a thread on this board where someone had a similar experience and just did that.

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2005 X5 4.8is/ Imola Red/ Cream
2002 ///M Roadster/ Alpine White/ Imola Red (SOLD!)
2008 ///M5 ordered and on it's way!!