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Originally Posted by jasonrhcastle
I never put money down on a lease, and most financial planners/advisors will tell you it is a bad idea in general. I write my lease payments off, so it is of no benefit from that financial standpoint alone.
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Yes, one of the biggest advantages of leasing is that it requires less money to get "into" the car. It's true if you put some money towards cap reduction (down payment) you will pay less on finance charges, but the general idea is that you can take that money and invest it (perhaps in the stock market) and earn a greater ROI.
At the end of the day, do what feels best for YOU. Just remember, as JB pointed out, if the vehicle is totaled or stolen, the money you put down will not be repayed to you by your insurance company.