The link in post #2 for the October leases from BMW Financial Services shows a money factor of .00275 (6.6% equivalent). Has anyone done better than that within the past two weeks on a 2005 X5 using BMW FS? I got what looks like a great deal - $800 above dealer invoice for the cap cost, but was quoted a money factor of .00295 (7.08% equivalent) and told that's the best BMW FS will do on a new X5. I find that very hard to believe. When I leased my 2005 X5, I got a money factor of .00165 (3.96% equivalent). I know rates are higher now, but this seems outrageous.