I know this a serious post, but if I may, I'd like to add a little humor.

Three men pass away and appear at St.Peter's gate to await their fate. St Peter asks the first man why he deserves to be in heaven. His reply is: St Peter, I am a defense lawyer and I have helped many people who could not afford my services and have not charged them. To which St Peter replies, let me see what God thinks. A few minutes later, St Peter returns and tells the man he can go to heaven.
St Peter asks the second man why he deserves to be in heaven. His reply is " I was a missionary in impoverished countries and have dedicated my life to helping people." Again St Peter goes and asks God and the second man is also granted access to Heaven.
St Peter asks the third man why he is deserving of access to Heaven. His reply is, "I am the man who came up with the HMO." Again St Peter goes and asks God. He comes back and informs the inventor of the HMO that God has graciously granted him access to Heaven, however he can only stay two days!