Thanks for the info guys. I ended up going with the T1 with Megapath. Cost is $424 per month, and that includes a "fractional" T1 with a speed of 768k both up and down, 5 phone lines using VOIP including all calling features (caller ID, etc.), unlimited local, regional & long distance calling, and service for our 800 toll free number. Also includes free install and free router.

If I decide that 768k is not enough, I can always double the speed to 1.5 Mbit for an extra $30/month, and there is no cost to make that change. So I figure we will see how the slower speed does, and then change if need be.

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