rezf,

The cap cost is a great deal, but the rest of your numbers don't compute.

If I understand your deal, payment should be about $975/mo. plus any applicable sales tax. (Do you live in a state where you pay tax on the monthly payment, or is sales tax on the entire purchase price added to the cap cost?)

Current BMWFS money factor for X5 4.8i is .00255, and the residual s.b. 58%.

As a returning BMWFS lease customer, see if they still have the loyalty MF reduction of .001 (pretty significant monthly payment reduction).

For what it's worth, I've got a slightly more expensive X5 for $999/mo. with $2K out of pocket. Didn't get nearly the discount you describe, but got the loyalty MF discount.

Make them stick to the cap cost and clean up the other BS/errors in the lease payment calculation.

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2008 X5 4.8i, Jet Black, Tobacco Nevada leather & just about everything else (no vent. seats, no 3rd row)