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This topic is coming around on the ol'Jukebox pretty frequently these days, as many of our Xs get a lil' long in the tooth...
You might try Search here: some very recent multiple posts and threads on topic.
Imo, after digging hard for a monthish, I sprung for an Ext Warr. a week ago.
The only 2 co's I really liked/considered, after the dust had settled, was One Source and Warranty Direct. I went w/WarrDirect, though it was almost a toss up, but the WarrDirect phone rep was very good, non-pushy and I scored a couple hundred bucks off the regular quote.
While I did not canvas/investigate every 3rd party warr. co. on the planet, I really believe that One Source or Warranty Direct are the 2 premier companies in terms of history, testimonials, BBB beefs, real "coverage", ease of use, and that both use decent "backing companies" that are the true risk takers/money behind the curtain.
A 100 buck deductible helps the cost containment, and I also added "Emissions Coverage", as my '01 3.0 has zip coverage on emission related parts, Other than Cat Converter, after the oem warr expires. Emission coverage is cheap in most "packages" and worth a hard look, imo.
Also, don't get dreamy eyed over the "mileage" that most offer: it works off the odo in almost all cases and is seldom really huge mileage on top of the existing odo reading, e.g.: I got a "75K miles pkg", but that plug will pull AT 75K, NOT 75K on top my current 46K.
The time value is moot, as most will not keep it that long and the mileage ticker will arrive much sooner than the calendar side.
Also, be aware that most Warr co's allow a "transfer" to a private party, but Not to a Stlr on trade-in,etc.
I saw some rock bottom priced warranties in my search, but could find little good about them...most stuff is you get what you pay for.
I debated long about tossing our '01 for a new X3, et al...but, in the end, I really like the X5, I "know it", it was paid for four years ago, and I felt that a $2G ext warr. which gives me about 2+ more years of "mileage coverage" was a good deal, in lieu of tossing another $25Gs at a new X3 w/trading in our X5. So, we are keeping our X5.
Although many here report great results in running without an Ext Warr, I would not run this beast w/out that safety net. It is a crap shoot and $2 G bet that I will use $2,000 worth of warr. work. It's your pick.
The time to get an Ext Warr is Before your current oem Warr. expries, as many companies require an "inspection" if you are well past oem warr. miles or time.
Good hunting...my 25Cts has run overtime.
BR,md
Last edited by motordavid; 09-20-2005 at 05:43 PM.
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