I just found out that most bmw dealerships only can charge a certain amount on credit cards. Some only give you around $2000 you can charge on your credit card. The dealership I went to dont even let you use a credit card with the purchase, saying that the banks and government dont want you to finance a car through credit because of some reason... I ordered my x5 and will be on it's way here in 3 weeks. Can anyone help with extended warranties and if you bought it from the dealership or a third party company. What sort of warranty should I get?