Sounds like she bought inferior health plan, appears to be NASE *throws up* BAD BAD BAD, Well the world of HMO's is pretty much gone, It's time customers realized how much it really costs for health care, an office visit is NOT 10.00, That is why I love HSA's, their amazing plans, offer stunning protection (most do) and are great tax vehicles. It must be noted that not all health insurance carriers are the same, huge differences seperate the BMW's from the YUGO'S

But It's hard to swallow sometimes, would you rather pay 100.00 etc etc or more out of your pocket? There is a yin and yang balance.

And No, Universal Healthcare is NOT the answer. :P

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The Present:
2014 Audi Q5 TDI Prestige
The Past:
2013 Lexus GS350
2013 VW Golf TDI
2007 BMW X5 4.8i LOADED & Loved
2009 VW Jetta
2008 VW Touareg VR6
2005 BMW X5 3.0i
2005 BMW Z4 3.0i
2004 BMW X5 3.0i
2003 BMW 325i
2000 Ford Explorer Eddie Bauer 4x4