Blech. I don't have the link, but recently there was an article (I think on Nat'l TV) about a man with a cancer who his the "Lifetime Limit" of $1.5million or whatever and couldn't afford anything further and was dying. Thats PB&J *******!!!! That bothers me. I know nothing about my own. All I know is that its horrible. If you aren't a corporate employee, you can't afford jack. I think my insurance costs more than an E70, and is considered "Catastrophic" Then I look at my neighbors, the HEALTH CARE PROVIDERS, complete with their stay at home mom's with new Tahoes every year and a nanny, because spinning classes is like a full time job. HA!