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Not an Obama defender but Didn't it say "Employees, can opt out"?
Also the articles said "Obama's plan is the latest in a series of ideas to attack this problem. In 1999, the Clinton administration proposed offering a federally-funded match to workers without 401(k)s or IRAs. Seven years later, in an unusual alliance of experts with differing perspectives, David John of the Heritage Foundation and Mark Irwy, formerly of the Brookings Institution, floated the idea of an automatic IRA." So this is not a new idea by ant means.
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"What you hear in a great jazz band is the sound of democracy. “The jazz band works best when participation is shaped by intelligent communication.”
Harmony happens whenever different parts get to form a whole by means of congruity, concord, symetry, consistency, conformity, correspondence, agreement, accord, unity, consonance…….
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